SMSF Finance
SMSF Finance
Self-Managed Superannuation Fund (SMSF) Loans
A Self-Managed Superannuation Fund (SMSF) loan is a distinctive trust arrangement designed to oversee superannuation. Unlike regular super funds, where employer contributions persist, you also have the option to supplement them as necessary.
What sets SMSF loans apart is that the trustee, whether it’s you or your company, exercises direct control over the assets in which your superannuation is invested.
This loan type is frequently employed for retirement planning or facilitating tax planning.
What is an SMSF loan?
An SMSF loan is a unique trust structure established to manage superannuation. It allows direct control over the investment assets within the fund.
How does an SMSF differ from a regular super fund?
In a regular super fund, employer contributions are continuous. In an SMSF, you have the flexibility to make additional contributions, and the trustee has direct control over the invested assets.
Who has control over the assets in an SMSF?
The trustee, whether it's the individual or the company, has direct control over the assets within the SMSF.
What is the primary purpose of an SMSF loan?
SMSF loans are commonly used for retirement planning and aiding in tax planning strategies.
